LOAN SCAM


On 16th March 2018 I was trying to apply for a loan to consolidate my debts. To settle them and then pay one smaller, more affordable payment.But I was already in arrears and no one would give me a loan.
So I found an advert on Gumtree from a man called Don Martins, claiming to have worked in the financial industry for 20 years and had now opened his own business, called Optimax finance, specialising in loans, business, home and car financing.
So I emailed him on sales@optimaxfinance.co.za and he said he could help me but needed my bank statments, payslip and ID, which all seemed above board.
He then said he could secure a loan for me, but needed R2500 up front for admin fees. He sounded very viable and had a reasonable explanation for everything. Even when I asked him outright if it was a scam. And his reply was "No he would never do such a thing". He told me that he would like repeat business and was only there to help people in desperate situations.
So I paid it. He then told me that the loan had been processed and would appear in my bank account the next day. Which it did not. I then contacted him again and he said that he had phoned the call centre and the loan would be in my account the following day.
The next day, there was nothing reflecting and I tried to phone him and his phone was off. I then phoned the institution that the loan was supposed to be through, and there was nothing on their records.
I am not a stupid person, but he gave me hope that he could help me out of my financial situation and I gave him the benefit of the doubt.
Dont be caught, like I did, by people that prey on the desperation of others.

Report ID: 27759
Crime Category: Fraud
Province: Eastern Cape
City/Town: PORT ELIZABETH
Suburb:
Address: Port Elizabeth
Crime Date/Time: 19 Mar 2018, 12:03 PM
Reported By: Meljorg
Reported Date: 3 Apr 2018, 12:04 PM
Related Link:

Join the conversation

  • fuss 10 Apr 2018, 07:35 PM

    please is western-eloans a legit loan body. I need help please

  • fuss 10 Apr 2018, 07:35 PM

    please is western-eloans a legit loan body. I need help please

  • Kat123 10 Apr 2018, 12:25 PM

    I contacted Lydia in January this year already. she also wanted an upfront payment for loan approval... the same theory any other scammer uses... we're not dumb. Stop posting messages of praise for yourself as you're just as rotten as the others. Scammer!!

  • banoma 9 Apr 2018, 10:25 PM

    puala just know that there are no idiots you can fool you take your scamming business out of here

  • Puala 6 Apr 2018, 01:30 PM

    @mola102903 keep your mouth shut, and go get yourself a better life. You are the same person ROLLYS only confusing people here. You are a big scumbag

  • mola102903 6 Apr 2018, 12:00 PM

    Scam puala you realised you have been caught that is the reason you are trying to fight back by pointing accusing fingers at other people. You are a scam and a liar and you know it just bury your head in shame and get the hell out of here scumbag

  • Puala 5 Apr 2018, 03:17 PM

    @kester you are the scam. I'm trying to help innocent people here, not to fall for scam you and rollys are confusing them. You guys must be very stupid I will report you both to SAP.

  • kester 5 Apr 2018, 01:54 PM

    Why can't you guys work hard and live a decent life. must you steal from the vulnerable and needy. you suck

  • kester 5 Apr 2018, 01:52 PM

    Puala it is obvious you are a scam. your reaction and outburst proves you are the same person using eguavonprivateloanservice@gmail. we are not fools. you are the same person using the name eguavonprivateloanservice@gmail

  • Puala 5 Apr 2018, 01:25 PM

    @meljorg Yes he's a Nigerian, and that's why he charge transfer cost, I paid my transfer cost to him, and he keeps to his promise, and did give me loan. He's legit contact him, and you will get loan from him

  • Puala 5 Apr 2018, 01:22 PM

    @meljorg eguavonprivateloanservice@gmail.com is legit he gave me loan.

  • Puala 5 Apr 2018, 01:20 PM

    Lydia loanhouse is a big scam. They are among the people that scammed me my money before I meant with eguavonprivatelender

  • Meljorg 5 Apr 2018, 01:19 PM

    I did contact him Puala. He is a Nigerian, who could not give me any proof of legitimacy when asked, besides wanting all my personal information. He wanted upfront money for the "loan transfer". Also a scam.

  • Puala 5 Apr 2018, 01:16 PM

    Everyone here do not be deceived by fake people here deceiving people and taking them to site where they will scam them there money. rollys is a scam he personally design the site www.voy.com to scam people do not fall for him, he took me there and he scammed me of my money. Eguavonprivatelender is a legit, he gave me loan, if you need a legit lender contact him on email eguavonprivateloanservice@gmail.com

  • Meljorg 5 Apr 2018, 12:34 PM

    I just had a look, who is lydia loanhouse. Has anyone dealt with her? There are a lot of reviews saying she is legit and that she helped them. But Im not sure if the reviews are legit or just part of another scam.

  • rollys 5 Apr 2018, 12:25 PM

    yes meljorg it is, I was almost scammed by Halifax too but I was lucky to check on them on the scam buster website at http://www.voy.com/244815/ and there I discovered they are scam. The scam buster website is very helpful

  • Meljorg 5 Apr 2018, 09:42 AM

    Thanks Rollys, Yes I am sure it is. Makes me sick to my stomach how people can do this to others who are battling.

  • rollys 5 Apr 2018, 09:38 AM

    Paula is a scam eguavonprivateloanservice@gmail does not exist do not be deceived

  • Puala 5 Apr 2018, 01:01 AM

    I'm a loan scam victim also, But I'm happy now that I got loan from a foreign lender. If you need legit lender you can contact him on email: eguavonprivateloanservice@gmail.com

  • Lesta 4 Apr 2018, 02:56 PM

    I am also a victim of life style legal and fake loan.

  • Relesh1 3 Apr 2018, 12:33 PM

    Guys im also a victim of the loan hub and lifestyle legal. Ive contacted the following and they are busy investigating my case, i suggest we all report it and expose them.
    Please note that for the NCC to deal with your complaint, it has to be in the NCC’s prescribed form. May you kindly fill in the attached Complaint
    Form attach the supporting documents and send it back to the Commission at the following e-mail: complaints@thencc.org.za or fax :086 758 4990 in terms of seeking advice please don’t fill in a complaint form just write an email to advisory@thencc.org.za
    The Consumer Goods and Services Ombudsman of SA

    Share call: 0860 000 272 (CPA)

    Email: info@cgso.org.za
    Fax: 086 206 1999

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